{"id":4476,"date":"2018-08-18T19:52:09","date_gmt":"2018-08-18T19:52:09","guid":{"rendered":"https:\/\/fcpr.org\/?page_id=4476"},"modified":"2026-10-13T12:47:40","modified_gmt":"2026-10-13T16:47:40","slug":"fondo-de-inversion-comunitaria","status":"publish","type":"page","link":"https:\/\/www.fcpr.org\/en\/fondo-de-inversion-comunitaria\/","title":{"rendered":"Community Investment Fund"},"content":{"rendered":"
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The Community Investment Fund (CIF) is a financing program for nonprofit organizations.<\/h2>\n<\/div><\/div>\n<\/div>
\"\"<\/figure><\/div>\n\n\n\n
<\/div>\n\n\n\n

The Community Investment Fund (CIF) <\/strong>es un programa innovador de financiamiento de la Fundaci\u00f3n Comunitaria de Puerto Rico, que provee acceso a capital a organizaciones sin fines de lucro para activar el desarrollo econ\u00f3mico comunitario. <\/p>\n\n\n\n

Durante diez a\u00f1os, FIC ha sido un catalizador de transformaci\u00f3n. Establecido en 2016, el Fondo naci\u00f3 con la visi\u00f3n de garantizar que las organizaciones sin fines de lucro pudieran acceder al capital que necesitan para crecer, fortalecerse y continuar sirviendo a nuestras comunidades.<\/p>\n\n\n\n

A diferencia de los pr\u00e9stamos tradicionales, este Fondo fue dise\u00f1ado pensando en las necesidades de las organizaciones sin fines de lucro. Ofrece pr\u00e9stamos a bajo inter\u00e9s, t\u00e9rminos de repago flexibles y apoyo financiero y administrativo personalizado. M\u00e1s all\u00e1 del capital, el FIC brinda orientaci\u00f3n para ayudar a las organizaciones a fortalecer su capacidad de gesti\u00f3n y ampliar su impacto a largo plazo.<\/p>\n\n\n\n

Desde sus inicios, el Fondo cont\u00f3 con una inversi\u00f3n de $500,000 de la FCPR. Poco despu\u00e9s, importantes instituciones locales se unieron a este esfuerzo, entre ellas la Fundaci\u00f3n \u00c1ngel Ramos, Presbyterian Church Foundation, Banco Popular, Scotiabank, FirstBank, Oriental Bank y Banco Santander.<\/p>\n\n\n\n

Durante la \u00faltima d\u00e9cada, el Fondo de Inversi\u00f3n Comunitaria ha transformado ideas en acci\u00f3n y acciones en un impacto duradero. A trav\u00e9s de su modelo de financiamiento accesible, el Fondo ha permitido que las organizaciones sin fines de lucro fortalezcan sus operaciones, ampl\u00eden sus servicios y desarrollen soluciones sostenibles para las comunidades a las que sirven.<\/p>\n\n\n\n

Algunos de nuestros resultados:<\/strong><\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n
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Eligible activities<\/strong><\/h2>\n\n\n\n
\n\n\n\n
    \n
  • Capitalize community lending programs<\/li>\n\n\n\n
  • Buying and rehabilitating low-income housing<\/li>\n\n\n\n
  • Obtain operating capital<\/li>\n\n\n\n
  • Finance projects that generate economic and social returns.<\/li>\n<\/ul>\n<\/div>\n\n\n\n
    \n

    Minimum requirements <\/strong><\/h2>\n\n\n\n
    \n\n\n\n
      \n
    • FCPR compliant mission<\/li>\n\n\n\n
    • +3 years operating as a non-profit organization<\/li>\n\n\n\n
    • Operating budget of more than $$100,000<\/li>\n\n\n\n
    • Financial statements for the past 3 years<\/li>\n\n\n\n
    • Financial projections for the next 3 years<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n
      <\/div>\n\n\n\n
      \n

      <\/p>\n\n\n\n

      The Colegio de Aprendizaje y Desarrollo Educativo Integrado (CADEI) in Moca used the FIC to obtain operating capital and equipment. CADEI seeks to provide its students, including those with specific learning disabilities, with an integrated educational system. <\/p>\n<\/div>

      \"\"<\/figure><\/div>\n\n\n\n
      \"\"<\/figure>
      \n

      <\/p>\n\n\n\n

      The Yauco Center for Microenterprises and Sustainable Agricultural Technologies (CMTAS) is one of the projects that during 2018
      benefited from FIC. CMTAS seeks to create and maintain community-based agricultural micro-entrepreneurs in areas that are socioeconomically disadvantaged by providing training and educational services. <\/p>\n<\/div><\/div>\n\n\n\n

      Terms* Interest Rate: Up to 8% | Maximum Term: Up to 60 months | Maximum Amount: $250,000<\/em><\/p>\n\n\n\n

      The Community Investment Fund provides iood interest rates, flexible repayment terms, and conseling and accompaniment.<\/span><\/span><\/h2>\n\n\n\n
      <\/div>\n\n\n\n

      With FIC you can do it! Learn more! <\/h2>\n\n\n\n

      Contact the Puerto Rico Community Foundation for guidance on how to access the capital provided by the Community Investment Fund. Let's be part of the renewal of our communities by generating businesses and jobs that stimulate the economic activity of our island. <\/p>\n\n\n\n

      Note | The interest rate is up to 8%, the maximum term is up to 60 months, and the maximum amount is $250,000 - subject to credit approval. <\/em><\/p>\n\n\n\n

      <\/p>\n\n\n

      \n
      \"\"<\/figure>\n<\/div>\n\n\n

      Contact information<\/h2>\n\n\n\n

      787-721-1037 \/ Finance Director, Noelia Mar\u00edn Oquendo, nmarin@fcpr.org \/ Administration and Accounting Coordinator, Alexander Parrilla Carrasquillo, aparrilla@fcpr.org <\/em><\/p>","protected":false},"excerpt":{"rendered":"

      El Fondo de Inversi\u00f3n Comunitaria (FIC) es un programa innovador de financiamiento de la Fundaci\u00f3n Comunitaria de Puerto Rico, que provee acceso a capital a organizaciones sin fines de lucro para activar el desarrollo econ\u00f3mico comunitario. Durante diez a\u00f1os, FIC ha sido un catalizador de transformaci\u00f3n. Establecido en 2016, el Fondo naci\u00f3 con la visi\u00f3n […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"footnotes":""},"class_list":["post-4476","page","type-page","status-publish","hentry"],"yoast_head":"\nFondo de Inversi\u00f3n Comunitaria - Fundaci\u00f3n Comunitaria de Puerto Rico<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fcpr.org\/en\/fondo-de-inversion-comunitaria\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fondo de Inversi\u00f3n Comunitaria\" \/>\n<meta property=\"og:description\" content=\"El Fondo de Inversi\u00f3n Comunitaria (FIC) es un programa innovador de financiamiento de la Fundaci\u00f3n Comunitaria de Puerto Rico, que provee acceso a capital a organizaciones sin fines de lucro para activar el desarrollo econ\u00f3mico comunitario. 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